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Let's give you the financial perspective you deserve

How it works

Whole Picture Planning

Whole Picture Planning gives you the perspective you deserve.

Whole Picture Planning goes far beyond analyzing and implementing financial strategies and solutions. It’s about the process of knowing why you’re planning, establishing expected outcomes, knowing your concerns, and exploring the opportunities, the possibilities, and the realities.

Why the whole picture?

Traditional Financial Planning (we’ve elevated to Whole Picture Planning) only works when you have an unobstructed view of your complete financial situation. What’s most important about this statement is defining what the “whole picture” entails.

  • Your purpose or "why"
  • Life, legacy & financial goals
  • Your children & the goals/dreams associated with them
  • What kind of legacy you want to leave for your family
  • How good you are at saving & investing
  • Your previous experiences with investing
  • Your income, expenses & net-worth
  • Your debts & repayment strategy
  • Life & health insurance needs
  • Your retirement goals & income planning

Where to start?

Return on life

Elevating traditional financial planning into Whole Picture© Lifestyle Financial Transitions Planning starts with considering your "return on life" which is all about living the best life possible with the money you already have.

Don't give up

Don’t give up the best of life or the best parts of yourself just to get money. The money is there to serve you, not the other way around. Instead of focusing on someone else’s definition of success, dare to write your own.

Take our easy assesment

Manage your assets in a way that improves your life and provides you with peace of mind and confidence. Get started by taking your assessment now by clicking the contact us above and ask to take the "return on life" assessment.
Start your plan

Customer's Testimonials

What People Say About Us

We are clients of Dave for 30+ years. We always appreciated his dedication to us ,guiding us through our life’s journey.
All his interactions with us are professional, genuine, and he is attentive to our individual lifestyle.
He continues to keep on learning and sharing his knowledge to better help his clients.We find this very impressive and shows the love he has for his chosen career and his clients.
Among the many tools he has available to him , he added one more very important tool recently. That is to include Lori as a Mindset Growth Coach to help his clients feel more comfortable about money and finances.She is ready and able to talk to you about any concerns and as a bonus offers practical guidance and topics through their monthly Newsletters.
When they talk about Whole Picture Planning it truly is achievable reaching your goals.
We have been COMPLETELY SATISFIED with all the decisions we made following Dave’s and Lori’s coaching.

Shelley and John
(Google 5-star review)

Shelly M- Testimonial - DO Financial

Shelley M

We are very pleased with your expertise and service. Your financial guidance has allowed us to retire at a very early age and still maintain a good lifestyle. You keep us up to date on new initiatives that may affect our portfolio.

Dan K - Testimonial - DO Financial

Dan K.

David, I am impressed with your knowledge of the products your company sells also the fact that after you explain them you do not force me to buy them with high pressure sales talk. I appreciate your practice of arranging an appointment convenient to me for our regular review. You arrive totally prepared and familiar with my file so that the time we send together is efficient and productive.

Stan C - Testimonial - DO Financial

Stan C

Quadrus Investment Services Ltd white - DO Financial

Quadrus, Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission. The use of email is not a secure medium and personal information should be transmitted by more secure means. Insurance products, including segregated fund policies, are offered through DO FINANCIAL. Mutual funds, referral arrangements and GICs are offered through Dave Otto via Quadrus Investment Services Ltd.

Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate. The information on this website is intended for residents of Alberta, British Columbia, Ontario, Northwest Territories, and Nova Scotia only.
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