Retire to a life you love.


Pursue the Opportunities

I want to be more than informed. I want to be able to evaluate all of my options, including new ones, and expand my opportunities. When you can see all the possibilities that you can pursue, you’re not only equipped to make better decisions, you now understand all of your opportunities, including the ones you did not know existed.

Fine-Tune Every Step of Your Journey

I want to know that I’m putting my best foot forward in all areas of my life, work and money. Your path for life, work, and money all play off each other and build a better tomorrow. When you gain more insight into your current situation, you are able to enhance your plan and build for a life that can handle external situations you can’t control.

A life you intentionally planned for, and one that can confidently handle the unexpected.


Understand What You Can Control

I want to spend my time and mindfulness on what I can control. Positive psychologists suggest that 40 percent of your happiness is up to you. People who focus on what they can control live happier and more successful lives.

Protect Your Life Passions

I want to know my passion and vision are at the forefront of my path forward. People and businesses with purpose have plans powered by rocket fuel. They are focused on achieving their financial and lifestyle goals and driven by a plan that keeps them on track.

Why choose Us

How we work

Since 1983, DO FINANCIAL has provided a different kind of refreshing financial advice that generates more wealth than conventional financial planning. 
Our individual and business clients generate more wealth using a safe strategy that eliminates investment risk and their losses, instead of trying to pick the top performing risk investments that are always changing – unlike conventional financial planning.
Our clients generate even more wealth by recapturing hundreds of thousands of dollars in lost money – not available with conventional financial planning.
We protect hard-earned assets from financial blind spots, catastrophes, and economic tsunamis – better than conventional financial planning.
Our Whole Picture Planning approach envisions and syncs your life, work, and wealth.
Tired of doing the same things and expecting different results? Let’s talk!
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Know Your Why

What motivates you? What are your goals? Which area of your life is most important to you?

Protect Your Lifestyle

Protect your income. Strengthen your business. Gain peace of mind. Plan for your family’s future.

Preserve Your Foundation

Minimize the impact of taxes. Deduct, defer, divide, discount, and distribute assets.

Grow Your Life, Business, & Money

Discover the true value of your business. Strengthen your personal wealth. Secure Generational Wealth.

Live a Full &
Rich Life

Enjoy more of your moments today, while still planning for a rewarding tomorrow.


What you want, when you need it, how to get there, why you’re planning; on your terms.


Understand your career choices and business; what you can do. Plan for tomorrow. Maximize the value of your career and/or business.


Leverage your strengths for personal wealth. Monetize your career and business success.

What is the

Infinite Banking Concept® (IBC®)?

The Becoming Your Own Banker® (BYOB®) concept, also known as the Infinite Banking Concept® (IBC®), is Nelson Nash’s creation.
Download our free eBook and learn how you can:


Learn from us

We welcome you to explore our resources we’ve spent a lifetime uncovering from our personal life experiences, and working with clients and colleagues for over 37 years.


Few of us have ever been taught about the integration of life, work and wealth. There are too many blind spots to effectively and efficiently guide your personal financial, business, and life goals with any kind of real coordination and fulfillment.
In this white paper, we explore the 6 Best Practices of Whole Picture© Planning that weave their way into our lives, for the good and the bad, and ultimately decide the planned (or unplanned) outcomes ahead of us, no matter what life throws at us. 


It’s about ‘Whole Picture© Lifestyle Financial Planning’ and helps you to understand how it differs from standard Financial Planning and plain old product-focused Financial Advice. Whole Picture© Lifestyle Financial Planning is Financial Planning with an end in mind.


What our clients say
about us

Insight & News

Read our Latests Insights

19 Mar 2023

6 steps to achieving your dreams

Have you had goals or desires that you’ve set aside or put on the back burner? Have you been told that your dreams are unrealistic and unattainable? What if I…

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Police officers leave the headquarters of Silicon Valley Bank in Santa Clara, Calif., on March 10, 2023. U.S. authorities swooped in and seized the assets of the bank after a run on deposits this week. (Noah Berger/AFP/Getty Images)


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85 Cranarch Crescent SE
Calgary, AB T3M 2J2




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Insurance products, including segregated fund policies, are offered through DO Financial, and Dave Otto offer mutual funds, referral arrangements, and GICs through Quadrus Investment Services Ltd.

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