WHY CHOOSE Us
Retire to a life you love.
Pursue the Opportunities
Fine-Tune Every Step of Your Journey
A life you intentionally planned for, and one that can confidently handle the unexpected.
Understand What You Can Control
Protect Your Life Passions
Why choose Us
How we work
Since 1983, DO FINANCIAL Canada has been trusted counsel and an authority on providing a different kind of refreshing “Sound Money” financial advice. “Sound Money”: is money that does not decline in value.
Our individual and business clients generate more wealth using a safe strategy that eliminates investment risk and their losses, instead of trying to pick the top performing risk investments that are always changing – unlike conventional financial planning.
Our clients generate even more wealth by recovering hundreds of thousands of dollars in lost money – not available with conventional financial planning.
We protect hard-earned assets from financial blind spots, catastrophes, and economic tsunamis – better than conventional financial planning.
Our Whole Picture Planning approach envisions and syncs your life, work, and wealth.
Tired of doing the same things and expecting different results?
Know Your Why
Protect Your Lifestyle
Preserve Your Foundation
Grow Your Life, Business, & Money
Live a Full &
OUR YEARS OF EXPERIENCE
Learn from us
We welcome you to explore our resources we’ve spent a lifetime uncovering from our personal life experiences, and working with clients and colleagues for over 37 years.
6 BEST PRACTICES OF
WHOLE PICTURE© PLANNING
Few of us have ever been taught about the integration of life, work and wealth. There are too many blind spots to effectively and efficiently guide your personal financial, business, and life goals with any kind of real coordination and fulfillment.
In this white paper, we explore the 6 Best Practices of Whole Picture© Planning that weave their way into our lives, for the good and the bad, and ultimately decide the planned (or unplanned) outcomes ahead of us, no matter what life throws at us.
GET YOUR FREE COPY OF THE BOOK
It’s about ‘Whole Picture© Lifestyle Financial Planning’ and helps you to understand how it differs from standard Financial Planning and plain old product-focused Financial Advice. Whole Picture© Lifestyle Financial Planning is Financial Planning with an end in mind.
WHOLE VS TERM LIFE INSURANCE IN CANADA, WHAT IS THE DIFFERENCE?’
Which one is best for creating wealth & why? Review pro’s & con’s and at the conclusion I will share my thoughts in what may be best for your situation. Learn which one is the more ‘safe’ product and which one may have the highest return.
HOW WHOLE LIFE INSURANCE CAN PLUG A MAJOR LEAK IN YOUR WEALTH PLAN!
Learn 3 ways how Whole Life Insurance in Canada can stop the persistent erosion of your wealth. Learn how to capture more money & build wealth! Those who understand this will create wealth. Those who don’t are likely to erode their money. It’s a money management tutorial for Canadians!
DO WHAT THE WEALTHY DO!
Should financial planning for dentists include the Infinite Banking Concept? A dividend paying life insurance policy is a savings vehicle that is often used as a wealth management tool. In this video I will describe real user cases in Canada, and how 1 savvy dentist turned this into a $ opportunity.
We offer Whole Picture Financial Planning &
Infinite Banking Concept®.
What our clients sayabout us
Dave and his team at IBC have been instrumental in molding my investment ideologies into secure and effective methodologies that create extremely interesting business models as well as personal savings growth , while allowing me to realize my financial goals in a timely fashion. They’re steadfast dedication to helping dreams become reality is nothing short of 1st class. The level of professionalism demonstrated during every interaction has been an absolute breath of fresh air in the ever irritating financial world! Thank you Dave.
(Google 5-star review)
Clear communication with the appropriate help needed to navigate thorough this new to me financial journey. Excellent representative that guided me and educated me with the policy that was best for my self, extremally happy and fortunate that Dave O was the one leading me through all of this!
(Google 5-star review)
We are very pleased with your expertise and service. Your financial guidance has allowed us to retire at a very early age and still maintain a good lifestyle. You keep us up to date on new initiatives that may affect our portfolio.
Dave, I find your service and dedication to your clients to be first rate. I am impressed with your knowledge of the industry and your ability to deliver the right product at a competitive price.
Fast response to requests; well thought out opinions; keeps in touch; available; able to help me with severance pension pay-out; credible; keeps current with trends and products; publishes excellent e-mail newsletter; not “pushy”; friendly; professional.
I have been very satisfied over the years with your suggestions, advice and expert knowledge of your company services. When we have needed short-term loans the details were handled quickly and accurately and yes you may use my name as reference and may mark us as satisfied clients.
Insight & News
Read our Latests Insights
Discover the underlying problems: Nelson Nash’s words resonate with the importance of being aware of the issues before seeking solutions. What challenges are we currently facing?
Did you know RRSPs violate a major rule of investing? Learn how and why from a 40-year financial planning veteran.
The Canadian Federal Government has launched the First Home Savings Account (FHSA) to assist first-time homebuyers. The account allows tax-free savings of up to $40,000 with annual contribution limits and tax deductions. Qualifying withdrawals for home purchase are non-taxable, but there are conditions for eligibility and withdrawal. The FHSA differs from RSP and TFSA in various ways.
DO FINANCIAL Canada
Canadian Head Office
85 Cranarch Crescent SE
Calgary, AB T3M 2J2
Quadrus, Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.
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Insurance products, including segregated fund policies, are offered through DO FINANCIAL, and Dave Otto offer mutual funds, referral arrangements, and GICs through Quadrus Investment Services Ltd.
Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.
The information on this website is intended for residents of Alberta, British Columbia, Ontario, Northwest Territories, and Nova Scotia only.
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