Whole Picture Planning
How it works
Whole Picture Planning
Whole Picture Planning gives you the perspective you deserve.
Whole Picture Planning goes far beyond analyzing and implementing financial strategies and solutions. It’s about the process of knowing why you’re planning, establishing expected outcomes, knowing your concerns, and exploring the opportunities, the possibilities, and the realities.
Why the whole picture?
Traditional Financial Planning (we’ve elevated to Whole Picture Planning) only works when you have an unobstructed view of your complete financial situation. What’s most important about this statement is defining what the “whole picture” entails.
- Your purpose or "why"
- Life, legacy & financial goals
- Your children & the goals/dreams associated with them
- What kind of legacy you want to leave for your family
- How good you are at saving & investing
- Your previous experiences with investing
- Your income, expenses & net-worth
- Your debts & repayment strategy
- Life & health insurance needs
- Your retirement goals & income planning
Where to start?
Return on life
Elevating traditional financial planning into Whole Picture© Lifestyle Financial Transitions Planning starts with considering your "return on life" which is all about living the best life possible with the money you already have.
Don't give up
Don’t give up the best of life or the best parts of yourself just to get money. The money is there to serve you, not the other way around. Instead of focusing on someone else’s definition of success, dare to write your own.
Take our easy assesment
Manage your assets in a way that improves your life and provides you with peace of mind and confidence. Get started by taking your assessment now by clicking the contact us above and ask to take the "return on life" assessment.
General Queries
What we do
Please feel free to contact us if you don't get your question's answer in below.
What We Do & How We Do It
Knowing what an advisor does and how they do it is critical to understanding how much they care, if they truly offer comprehensive services, whether they have a process, and how that process might unfold.
We’ve broken down what we do (on your terms), and how we do it — first by asking the right questions, then deep listening. We expect you’ll hold us accountable to what we do, and how we do it. We’ll hold you accountable to committing to the process so we can help you achieve the outcomes you discover and document with us.
A Breakdown of Our Financial Services
We understand the complexities of life and money, and that your priorities are your family, lifestyle, and business. Our services will help you uncover blind spots in your financial landscape so you can achieve an unobstructed view.
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How it works
Becoming a Client
Whole Picture Planning goes far beyond analyzing and implementing financial strategies and solutions. It’s about the process of knowing why you’re planning, establishing expected outcomes, knowing your concerns, and exploring the opportunities, the possibilities, and the realities.
Learn more about the type of people we work with and our on-boarding process below
Who we work with
New Client Roadmap
How it works?
New client roadmap
Each of our clients can look forward to a professional engagement with clear expectations and accountabilities.
Intro Call With Dave and Lori
The first step in our process is a short 15 to 30-minute call to learn more about each other. This is where we get a general idea of where you’re at today, what is important to you, and what’s on your mind. This is where we decide if we’re a good fit. Since we know two heads are better than one, especially one that is left brain (analytical) and the other is right brain (creative), our clients get the benefit of two sets of eyes and ears in most of our meetings. Successful businesses and organizations have used this model for years (committees).
Discovery Meeting
After we’ve both decided we’re a good fit, this will be our first virtual in-office meeting. You will receive a simple checklist of the information you need to gather before this meeting. We’ll get a clearer picture of what you really want, your current financial situation, and dig into the questions that brought you to us in the first place. We use a 3-hat model involving life planning hat (goals), financial planning hat (do you have enough, not enough, or more than enough), and if and as needed, financial advisor hat (strategy, implementation).
Observations Meeting
You’ll love this meeting. This is where we give you some ideas to consider and some observations about your current situation and your plans for the future. This is also where you’ll have the whole picture of how we will work together. We can schedule your next visit to sign forms to get our work together started. You can also take your time and sleep on it and let us know when you’re ready.
Quick Call With Dave
After you’ve decided you’re ready to get started, we’ll schedule a quick call with Dave to review all the information that has been gathered in your meetings with us. This helps us get the paperwork prepared to start building your plan.
Paperwork Meeting
During this meeting, we will cover all of the steps in order to open your accounts, transfer your assets, and what to expect from your partnership with DO FINANCIAL
Strategy Meeting
At this final on-boarding meeting, we will cover what the future looks like for you. We will review any pending action items, as well as our investment philosophy, your accounts, your online access, and how we conduct future review meetings.
Begin Ongoing Service Process
Finally, after completing the on-boarding process we’ll begin our regular review process, where we’ll meet one to two times annually.
How it works
Who we work with
At DO Financial, we are dedicated to helping people take control of their finances with confidence and pride. Our clients value Whole Picture Planning, have a minimum of $500,000 or $500 a month to save/invest, invest in business insurance and/or wealth transfer insurance, with a desire to align their finances with the most important parts of their lives and what truly matters to them.
People who want better wealth
Yes, it is possible to get better than historic stock market returns, with guarantees, protection from inflation and economic tsunamis, ultra-low risk and fees, that generates additional passive tax-efficient income, find and recapture lost money (mortgage/loan interest and opportunity cost lost – $800,000 over their lifetime), control and time.
Men and Women who are retired, or close to it, or not retiring
Retire to a life you love, full of meaningful moments. We help many people who want to retire in 5 years or less, and many who have decided to not retire.
Business Owners, Business & Health Care Professionals, High Net Worth, Ultra High Net Worth
We work with you to help you get the whole picture for your retirement and plan for all your up to 70 life transitions. Many of our clients are busy business owners and professionals who want help to make sense of all their assets while still enjoying the freedom of spending what they’ve worked so hard for
Nice, open-minded people
We’ve discovered that we work best with nice, open-minded people. It sounds simple because it is. Life is too short. Why not have the relationships we enjoy. When you focus on what you can control, you’ll build a happier and more successful life for yourself and your loved ones. We work with people who are committed to achieving success in what’s really important in their life.
Is this you?
Those who are looking for trusted partners
Studies show 85% of people are not prepared to navigate their life transitions. Our clients understand that their financial security is too important to be doing it by themselves. They understand the value of having personal and professional advice to help them make the best decisions about their money. That gives them more time to create a life they love.
Something different
You diversify your investments, why not your advice? That’s the value we provide in our meetings where you get two sets of eyes and ears, left and right brain perspectives, male and female energy along with science of the mind when you meet with Dave and Lori. Left-brained financial advisors focus on logical thinking, analysis, and accuracy. Right-brained financial advisors, on the other hand, focus on aesthetics, feelings, and creativity. Science of the mind is what top elite athletes use to create new levels of achievement.
Time for a change
Perhaps you’ve outgrown your existing advisor. Maybe your existing advisor has never discussed and prepared you for the life transitions you will face. Perhaps they have recently retired, or plan to sell their book of business to a younger, less experienced advisor, not your age, not comfortable with, at a time you need knowledge and experience the most.
Our best years are ahead of us. We love what we do and envision sharing our years of wisdom with our current and new clients for many years to come!
What does success look like to you when you have the whole picture? Let us know how we can work together to help you achieve it.
Your retirement planned well
Your Financial Plan
Your retirement planned well!
What you’ll get from your free financial plan:
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Have Question?
While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.
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