Welcome to the

Infinite Banking Concept (IBC)

IBC may be for anyone who answers yes to any of these questions:

  • Are you tired of lack of control over more and more things – banking, investing and borrowing?
  • Are you tired of the high fees you are paying to invest money and getting no guarantees?
  • Are you tired of the risk levels you are assuming with on your investments with no protection from economic tsunamis?
  • Are you tired of having to jump through more and more hoops to borrow money?
  • Are you tired of not recapturing thousands of dollars in credit card, car loan and mortgage interest? (The average person over their lifetime loses $800,000 +/- in net worth to banks and other 3rd party lenders.) 
  • Are you tired of lack of time to do the things you love to do because of all the extra work you have to do to adhere to rules/jump through hoops?


If some of the things you believe to be true about money turn out to be untrue, when would you like to find out?

Truth is, there are things that are not true. 

A better way exists – using closely guarded strategies the wealthy use. 

We reveal these secrets, endorsed by accountants and economists, below.


When it comes to paying for, or off, big-ticket item purchases, personally, or in your business, how do you do it?

Infinite Banking Concept - save spend spend - DO Financial

The Problems

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The Problems

There is a better way!

Download the free eBook and learn more secrets:

DO Financial - Infinite Banking Concept (IBC)- ebook cover

Download the free eBook and learn more secrets:

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Insurance products, including segregated fund policies, are offered through DO Financial, and Dave Otto offer mutual funds, referral arrangements, and GICs through Quadrus Investment Services Ltd.

Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.
The information on this website is intended for residents of AB, ON only.
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