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A popular risk-based balanced ETF has an annualized return of 3.11% since its inception. A popular safe accessible dividend-paying whole life policy cash value has an annualized return of 4.39% since its inception. Its time for a rethink. http://BecomeOwnBanker.ca #infinitebanking #ibc #ibcanadagroup #returns #risk #safe #wholelife

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